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  • Free
  • Works offline
  • Personal + business

Know where your money goes.

One app for personal and business money. See where it actually goes, stay ahead of your budget, and keep going offline.

The HisabX dashboard: the total balance across every account, this month's income, expense and savings side by side, a warning that transportation has used 77% of its budget, today's spending, and buttons to add an expense, income or a transfer.

The problem

Small expenses add up.

A cup of tea. A ride home. A top-up. None of it feels like much. Then the month ends and the money is gone.

Four ordinary days
  • ৳50
  • ৳120
  • ৳80
  • ৳240
  • ৳60
  • ৳150
  • ৳90
  • ৳320
8 small purchases৳1,110

Nothing extravagant — four days nobody wrote down.

It adds up faster than you think.

How it works

Track. Understand. Control.

Three steps, in order. Each one needs the one before it.

  1. 01

    Track

    An expense goes in

    Income, expenses and transfers in a few taps. Cash, cards and wallets in one place.

  2. 02

    Understand

    It joins a category

    Where the money went, by category and over time. The patterns show up on their own.

  3. 03

    Control

    The budget reacts

    Set a budget, watch the pace, and hear about a category heading over in time to act.

Track

Tracking shouldn't feel like work.

Open the app, type the amount, pick a category. Done.

  • Amount
  • Category
  • Account

There is a calculator in the keypad, and a note field you can ignore.

The HisabX new-transaction sheet: expense, income and transfer along the top, an amount field with a calculator beside it and three one-tap amounts under it, a grid of spending categories, the account to charge, and a single button to save.

Understand

Turn transactions into understanding.

Every expense you log becomes part of the picture: grouped by category, tracked month to month, so you stop guessing.

  1. Transactions
  2. Patterns
  3. Understanding
  • Where the month went, by category
  • How this month compares with the last
  • Reports you can export
HisabX analytics for this month: net balance and savings rate measured against the previous period, a plain-language note that spending is 56% lower than last month, and a chart of income against expense across the month.

Control

Know how your month is going.

A budget tells you the limit. HisabX tells you the pace — what is safe to spend today, and which category is heading over while there is still time to act.

Know before you overspend.

Your budget for the month
৳63,417
Spent so far ৳32,018Where even spending would have you by today 32%
At this pace, the month ends at
৳99,256

That is ৳35,839 over — and you hear about it with 21 days left, not on the 1st of next month.

A HisabX budget month: the amount left, a bar showing how much is spent against the pace for the day, spent, budget and days remaining, and the safe-to-spend-per-day figure with a note that this month is on pace to go over.
A HisabX budget detail: one category at 255% of its limit, an overspend risk marked high with a projected month-end total and the amount it would go over by, a recommendation in plain language, and a chart of actual spending against the on-pace line.

For business

One app. Your money and your business, kept apart.

Most tools give business money nowhere else to go, so it ends up mixed in with the personal. HisabX keeps the two in separate workspaces.

Personal

  • Expenses and income
  • Budgets
  • Debts and loans
  • Cash, cards and wallets
The HisabX business profit and loss view for a quarter: revenue and cost of goods resolving into gross profit with its margin, operating expenses, and net profit, then revenue broken down by source and cost of goods by category, with the report available to download.

One HisabX app

Business

  • Profit & Loss
  • Customer dues
  • Supplier dues
  • COD orders

Built for how you actually live

Your money doesn't stop when the internet does.

Log an expense on the bus, in a shop, in a lift. It saves on your device straight away and syncs when you are back online.

  1. Online

    Everything up to date

  2. No connection

    The app carries on as normal

  3. Expense saved

    Written to your device, not to a server

  4. Synced

    Caught up when signal returns

Bangla and English
Bangla is a first-class language here, not a translation bolted on.
Taka by default
Amounts are in ৳ from the first screen, grouped the way you read them.
The HisabX accounts screen: a combined balance across five accounts, with cash, cards and mobile wallets listed together and their own balances beside them.

Trust

Your money. Your data. Your control.

No bank login. No paywall. Nothing you have to hand over before you can start.

No bank connection
You enter what you want to track. HisabX never asks for banking credentials.
On your device first
Your records live on your phone and stay readable with no connection.
Locked if you want it
Turn on the biometric lock, and hide balances when you are not alone.
Free, with no paywall
What you need to manage your money is not behind a payment.

Everything else

More than a tracker.

The rest of what is in the app, without the tour.

Everyday money

  • Income
  • Expenses
  • Transfers
  • Accounts

Planning

  • Budgets
  • Debts and loans
  • Recurring
  • Shopping list

Business

  • Profit & Loss
  • Customer dues
  • Supplier dues
  • COD orders

Understanding

  • Analytics
  • Reports
  • Export
  • Calendar view

Start understanding your money.

Track what you spend, see where it goes, and stay in control — free.